The Chippewas (12-12, 7-5 Mid-American) went on a 14-0 run that began with just under 3 minutes left in the first half, taking them from a 19-17 lead to a 33-17 advantage. Harman and Jalin Thomas each had five points in the run.
The Rockets (3-23, 0-12) never got within single digits again and dropped their 16th game in a row. Their last victory was Dec. 10, when they beat IPFW 73-72 in Toledo.
Jake Barnett scored 10 points to lead Toledo, which led 8-2 early before Central Michigan went ahead to stay 12-10 on the first of Harman's three 3-pointers.